Can you work in our NetSuite/QuickBooks?

Yes. We prefer to work in your existing ERP to ensure that your financial data remains the single source of truth.

How do you handle disputes?

We have a 'Triage Protocol.' We gather the data (PO, BOL, Invoice), identify where the error happened, and work with your Sales or Logistics team to fix it and get the payment re-authorized.

What is your 'Discount Capture' strategy?

We use 'Intelligent AP.' We prioritize invoices with early-payment discounts and schedule them for payment the day before the discount expires, maximizing both your profit and your cash-on-hand.

Do you handle the actual bank transfers?

We manage the 'Payment Batches.' We provide you with the perfect file to upload to your bank, or we can use 'Virtual Card' technology to pay vendors securely on your behalf.

Can you help us set credit limits for new customers?

Yes. Our 'Credit Desk' uses third-party data (D&B etc.) and your own historical data to provide credit-limit recommendations for every new B2B customer.

Finance & Accounting

Strategic AR & AP Lifecycle Management that Frees Cash

Optimize your working capital with engineering-led Accounts Receivable and Payable units that accelerate collections, capture every early-payment discount, and turn money-in and money-out into a managed, high-velocity flow.

Talk to an Expert

Start your project with us

The Velocity of Money

Profit is an opinion, but cash is a fact. Most companies lose 2-3% of their potential cash flow to slow collections, missed early-payment discounts, and manual processing friction. Specialized units take over the end-to-end lifecycle of your receivables and payables, replacing passive accounting with active working-capital management. Collections become an engineered process rather than a waiting game, and payments are timed to capture discounts and protect vendor relationships, so more of the cash you have already earned stays in the business and keeps moving.

The Old Way

Stagnant Cash

The Intelegencia Way

Fluid Cash

High DSO (Days Sales Outstanding)

Aggressive DSO Reduction

Manual, slow collections calls

Automated 'Smart' Collections

Missed vendor discounts

100% Discount Capture

Frequent payment disputes

Proactive Dispute Triage

Lack of cash visibility

Real-Time Working Capital

High-EQ Accounts Receivable

Collections don't have to be confrontational. Our AR team uses a 'Client-Success' approach to collections, maintaining your brand's reputation while ensuring you get paid on time. We use 'Behavioral Triggers' to send the right reminder at the right time. For high-value strategic clients, we use a 'High-Touch' personal outreach. For high-volume small accounts, we use a 'High-Tech' automated sequence. We reduce your DSO by an average of 15-20 days within the first 6 months.

Predictive Collections Sequences

High-Touch Key-Account AR

Dispute Identification & Triage

DSO-Target Accountability

Customer-Payment Portals

Strategic Accounts Payable

We turn your AP department into a 'Profit Center.' We monitor your vendor terms to ensure you capture every single 'Early Payment Discount' (e.g., 2/10 Net 30) while holding onto cash until the last possible day when no discount is available. We manage the complex '3-Way Match' (Invoice vs PO vs Receipt) at scale, ensuring you never pay for a product you didn't receive or a service that didn't meet your standards. We protect your cash like it's our own.

Discount-Capture Optimization

Automated 3-Way Matching

Vendor-Relationship Hub

Payment-Timing Strategy

Duplicate-Payment Blocking

Dispute Resolution & Triage

Disputes are the #1 cause of cash-flow stalls. Our team acts as the 'Resolution Desk,' proactively identifying why a customer hasn't paid or why a vendor is overcharging. We bridge the gap between Sales, Logistics, and Finance to solve the root cause of the dispute (whether it's a shipping error or a pricing mistake) and get the cash moving again. We move disputes from 'Open' to 'Resolved' in hours, not weeks.

Cross-Departmental Triage

Root-Cause Error Correction

Proactive Customer Outreach

Vendor-Credit Management

Dispute-Impact Analytics

The Cash Stack

Capital Modules

From accelerated collections to intelligent discount capture and dispute resolution, we optimize the full lifecycle of your receivables and payables to maximize working-capital velocity.

B2B Credit Desk

Analyzing new customer credit-worthiness to prevent bad debt.

Subscription AR

Managing failed-payment recovery (dunning) for SaaS and clubs.

Virtual Cards / Fintech

Implementing modern payment methods for faster, cheaper AP.

Global Collection

Managing receivables across 50+ countries and currencies.

Real-Time Working Capital Dashboards

We provide you with the 'Cash-Control Panel.' See your actual AR aging, AP liabilities, and net working capital in real-time. No more waiting for month-end to know your cash position. We help you model the impact of different collection strategies or payment terms on your global cash-balance. We turn your AR/AP data into a strategic weapon for treasury management.

Live AR-Aging Heatmaps

AP-Liability Projections

Working Capital Ratios

Cash-Conversion Cycle (CCC)

Liquidity Stress-Testing

The Path to Velocity

Our Lifecycle Roadmap

Five steps transforming stagnant cash into fluid working capital: aging analysis, collection protocols, system automation, full management takeover, and quarterly optimization.

Aging Audit

Analyzing your current AR aging and AP terms for 'Quick Wins'.

Protocol Design

Establishing the rules for collections outreach and discount capture.

System Sync

Connecting to your ERP and bank to automate the data-flow.

Full Management

Our team takes over the daily execution with 100% accountability.

Velocity Review

Quarterly review of DSO and DPO to optimize working capital.

Measured Performance. Proven Growth.

0 days

DSO Reduction

Discount Capture

Bad Debt Expense

OpEx Efficiency

Frequently Asked Questions
About Strategic AR & AP Lifecycle Management

Here you will find answers to questions we get asked the most about our offerings.

No. We are 'Accounts Receivable Specialists.' We use professional, brand-aligned communication to get you paid while preserving your customer relationships. If an account needs legal debt collection, we handle the referral for you.